Today day with this very bad economy you would be a fool not to shop around and find the best prices that you can. Insurance companies are fighting for your business more than ever that means you can get great deals. So look around and find the best price for Massachusetts Auto Insurance.
Massachusetts Auto Insurance
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Massachusetts state law requires
minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 20/40/5 coverage with 20/40 UM limits.
Massachusetts Coverage: Bodily Injury Liability:
$20,000/$40,000 LimitProperty Damage Liability: $5,000 LimitUninsured Motorist Bodily Injury: $20,000/$40,000 LimitPersonal Injury Protection: $8,000 LimitThe state of Massachusetts follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. Massachusetts state law requires a minimum Personal Injury Protection coverage of $8,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Massachusetts state law requires a minimum Uninsured/Underinsured Motorist coverage of $20,000 per person up to a total of $40,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver (depending on the state).
